One of the most common questions homeowners ask about mortgage refinancing is whether they can receive extra cash from their refinance. This is referred to as a cash-out refinance and requires the borrower to stay within the loan-to-value ratio, which is the mortgage amount divided by the appraised value of the property. To get the most out of your...

The most common reason to use a mortgage broker is that they will save you time and frustration. A good broker will have a large network of lending relationships, which can help them find the best Mortgage Rates loans for you based on your situation and credit. The fee is generally paid by the lender, but you may...

A mortgage refinance can be a smart move for many homeowners. This type of loan allows you to customize several aspects of your loan, including interest rate, term length, and amount owed. You should talk with a licensed mortgage consultant to determine what type of loan package will best meet your needs. There are many benefits to mortgage...